html, body {
height: 100%
margin-bottom:1px;
}


body {
padding: 0;
width: 1024px; 
margin: 0 auto;
font: normal 12px "Trebuchet MS", Verdana, "Lucida Grande", Georgia, Sans-Serif;
background: url("body_bg.jpg") repeat-y #fffad2;
background-position: center;
}


#wrap-all {
width: 850px;
margin: auto; 
background-color: white;
}


#wrap-all-cols {
width: 700px;
margin: auto; 
background-color: white;
}


#col1 {
width: 200px;
float: left;
margin-left:20px; 
min-height: 200px;
line-height: 1.8em; 
}

#col1 a{
text-decoration: none;
}



.first a{
color: #3f4265;
}

.second a{
color: #917540;
}

.third a{
color: #3e632c;
}


.first h3 {
color: #313131;
background-color: #b7bae8;
font-size: 1.3em;
}

.second h3{
color: #313131;
background-color: #ffdd9d;
font-size: 1.3em;
}

.third h3 {
color: #313131;
background-color: #c2ffa5;
font-size: 1.3em;
}

#col1 ul {
list-style-type: square;
color: #b0b0b0;
}

#col1 h3 {
text-align: left;
padding: 5px 0px 5px 15px;
}

#header {
margin-top: 20px;
margin-bottom: 20px;
margin-right: auto;
margin-left: 0;
}

#header img {
border-style: none;
}


#footer {
clear: both;
background: #fafafa;
color: #808080;
margin-top: 35%;
font-size: 0.9em;
padding: 8px 0 8px 0;
border-top: 1px solid #d0d0d0;
border-bottom: 1px solid #d0d0d0;
text-align: center;
}